Annual Enrollment Period is Oct. 15 - Dec. 7. Call us today (480) 565-6160
About Phil & Evinage Hobson
We started Prime of Life Insurance Advisors with the goal of helping people navigate Medicare insurance options. The Medicare insurance market can be overly complicated, and we help educate and advise seniors on the RIGHT plan for their needs. As a husband and wife team, we have 35 years of combined experience in health insurance. We love Arizona and it's been our home for nearly 30 years.
Medicare Made Easy
We offer expert advice to help you choose the RIGHT plan at NO COST to you!
- Medicare Supplement Plans
- Part D Prescription Drug Plans
- Medicare Advantage Plans
- Hospital Indemnity Plans
Medicare Basics
Part A - Hospital Insurance
Part D - Prescription Drug Insurance
Part A - Hospital Insurance
Helps pay for hospital stays and inpatient care. On basis of age, no premium if 65 or older and eligible for monthly Social Security or Railroad Retirement Board (RRB) cash benefits. Coverage provided by the federal government.
Part B - Medical Insurance
Part D - Prescription Drug Insurance
Part A - Hospital Insurance
Helps pay for services from doctors and other health care providers. Outpatient care. Home health care. Durable medical equipment. Monthly premiums apply unless qualified for assistance. Coverage provided by the federal government. Late enrollment penalties can apply.
Part D - Prescription Drug Insurance
Part D - Prescription Drug Insurance
Part D - Prescription Drug Insurance
A prescription drug coverage plan that you can join in addition to Original Medicare (A & B). It covers most medications you can take at home, such as oral pills and self-injectable medications. Coverage provided by private insurance companies. Late enrollment penalties can apply.
Medicare Supplement Plans (Medigap)
Medicare Supplement Plans (Medigap)
Part D - Prescription Drug Insurance
Private health insurance plans that help pay for out-of-pocket costs that Original Medicare doesn't cover, such as coinsurance. However, they don't cover everything. Medigap policies are standardized, and in most states are named by letters, Plans A-N. The basic benefit structure for each plan is the same, no matter which insurance company you choose.
Part C - Medicare Advantage Plans
Medicare Supplement Plans (Medigap)
Part C - Medicare Advantage Plans
Private health insurance plans that bundle Part A (hospital insurance), Part B (medical insurance), and usually Part D (drug coverage) into one plan. Some plans may offer extra benefits like vision, hearing, dental, and/or health and wellness programs. Must be enrolled in Part A and Part B. Plans may have different out-of-pocket costs and premiums than Original Medicare or other plans. Premiums in addition to Part B start at $0 in Arizona.
Latest News
Our Partners
- Aetna
- BlueCross BlueShield of Arizona
- Cigna
- Humana
- United Healthcare
- Guaranteed Trust Life
Medicare Requirement: Permission to Contact
Medicare requires a signed Scope of Appointment before an agent can discuss Medicare options with you. We use RetireFlo, a secure third party application to gather the Scope of Appointment, Permission to Contact, and Lists of Prescriptions, Doctors, Hospitals, and Pharmacies.
Contact Us
Licensed in Arizona and Colorado
License #: 21233444; 2568323
Prime of Life Insurance Advisors
Rio Verde, Arizona 85263, United States
Hours
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
Disclaimer
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all of your options.
This is a proprietary website and is not, associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
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